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Savings Accounts

Open an account with Members First Credit Union and start your savings journey.

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Save for the things that matter most.

Our wide range of savings options helps you save for something special, set your kids up for success, and secure your future. 

To become a member of Members First Credit Union, all you need is $5 and at least one form of ID

Not a member?

Stop in your nearest branch, call us at 855.835.6328 or schedule an appointment. Learn more about becoming a member or get started.

Savings options

 
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Money Market Account

There are no small savings. Only small dividends. Which is why our Money Market Account earns you a high interest rate with non minimum opening balance.

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Youth Account

We believe that starting early is the key to a successful financial future. Our youth accounts provide a safe and secure play to grow your money.

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Certificates of Deposit

Whether you're saving up for a big purchase, planning for a future milestone, or simply looking to maximize your savings, our certificates of deposit offer excellent returns.

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Savings Accounts
Effective Date: Thursday, November 21st, 2024
Please contact us or stop into a branch to verify the current rate.
Account TypeDividend RateAnnual Percentage YieldMinimum Balance
Regular Shares * 0.15% 0.15% $5.00
Kid's Club* 0.15% 0.15% $5.00
Student Club* 0.15% 0.15% $5.00
Christmas Club* 0.15% 0.15% N/A
Special Savings * 0.15% 0.15% N/A
*Dividends are calculated by the daily balance method and credited on the last day of each quarter.
Rates are variable and may change after account is opened.
Rates and terms are subject to change as determined by the Board of Directors.
Savings Calculators

 

What could my savings grow to?

With a savings account, your money grows over time based on how much you save each month, the interest rate on the account, and how long you save. This savings calculator is designed to illustrate how your savings will grow using compound interest, which is the most common type of interest for savings accounts. The interest in this calculator is compounded monthly.

 

 

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.

The above disclaimer pertains to Members First Credit Union and all Members First’s partners.

 

Accepted Forms of ID

Acceptable Forms of Primary ID (required)
  • Driver’s License
  • State ID Card
  • US Passport
  • Foreign (Alien) Passport
  • US Common Access Card, including Military ID
  • Permanent Resident Card
  • Alien Registration Card
  • Employment Authorization Card
  • Tribal ID Card
  • Other Government issued ID with a picture
Acceptable Forms of Secondary ID (may not be required)
  • Original Social Security Card
  • Firearm License or Permit
  • Voter Registration Card
  • Insurance Card
  • Employee ID
  • Credit or Debit Card
  • Unexpired Student ID (18 & Over)
  • Welfare ID
  • Paystub

 

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