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Personal Loans

We all need a little extra money sometimes. That’s where a Personal Loan can help.

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Rates as low as 10.49% APR*

Our Personal Loan can help you do it all.

Life is full of surprises, and whether you're looking to embrace the excitement or cover unexpected expenses, sometimes you need extra financial support. That's where our Personal Loan comes in.

  • Low, fixed interest rate
  • Simplified financing for unplanned and planned expenses
  • Good for auto repairs, moving and relocating, vacations, and other major purchases

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Unsecured Personal Loan
Effective Date: Wednesday, July 1st, 2026
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000
Up to 84 Months 10.49% $16.86
*APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. All rates are subject to change. 

Quick Cash for when you need it fast.

Get up to $2,000 in as little as 60 seconds for everyday moments or unexpected expenses—available 24/7 in Online and Mobile Banking.

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What would my loan payments be?

This calculator will help you see how long it will take to pay off your personal loan using your loan’s interest rate and the amount owed. First, enter the balance for your personal loan and a down payment amount. Then, adjust the Loan Term and Interest Rate sliders to reflect the details on your personal loan. When finished, adjust the Added Monthly Amount slider to reflect how much you can save by paying above the minimum payment.

 

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.

The above disclaimer pertains to Members First Credit Union and all Members First’s partners.

 

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