An account with the basics.
Thrive Checking is a Bank On certified account designed to make banking simple and affordable. It’s ideal for those who may not currently qualify for our other checking products, often due to credit history, and offers essential features to help manage finances and improve credit along the way.
This account is easy to qualify for, easy to manage, and features:
- No minimum credit score.
- No overdraft or non-sufficient fund fees.
- No check cashing fees.
- No minimum opening balance, initial deposit must be made within first 30 days of opening.
- No ongoing minimum balance requirement.
- No monthly service charge with direct deposit.*
- Unlimited debit card use.
- Online Banking access with Bill Pay.
- Free access to 30,000+ ATMs nationwide through the CO-OP ATM Network.
Note that checks may not be issued on this account.
*$5.00 monthly service fee without Direct Deposit.