Take control of your financial well-being.
Do you find yourself spending too much, not saving enough, or lacking a long-term financial plan? Maybe you’ve recently experienced a life-changing event or want to improve your finances by boosting your credit score or getting out of debt.
We empower you on your journey of well-being by providing resources and tools to help navigate today's financial world.
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Borrowing & Credit
Your credit score may seem random, but it tells lenders and other creditors a lot about your financial behavior. Learn what's included in your credit score and ways to improve it. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. There isn’t just one reason that people fall into debt. It’s a complex issue and solutions aren’t one-size-fits-all. Discover how to start managing your debt with these tips and tools. Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Borrowing money makes it possible to afford things that you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Thinking about buying a place to call home? Then it’s time to think through the home buying process. It can be tempting to start by cruising through your dream neighborhood or checking out house plans, but the most realistic place to start is with the costs. Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. If you’ve got student loan debt, you’re not alone. Paying back your balance—no matter the amount—can feel overwhelming. Focus first on finding a repayment path that works for you. 5 minute activity This Coach session acts as a virtual Debt Coach, providing strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods. 7 minute activity This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford. It will also explain the main factors that affect mortgage costs.
Credit Scores
Financial Wellness Assessment
How To Manage Your Debt
Refinancing Loans
Using Credit
Buying a Home
14 Ways to Cut Household Expenses
Repaying Student Loans
Get Out of Debt
What mortgage can I afford?
Budgeting
As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that's easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot. Income and expenses are two of the most fundamental aspects of a budget. Borrowing money makes it possible to afford things that you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best choices for our financial future. It’s difficult to know what to expect from a recession and how you’ll be impacted, but there are steps you can take to make sure you feel financially secure during one. 5 minute activity You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. 3 minute activity This Coach session will help you set concrete savings goals and show you how much you need to save every month to reach them. 5 minute activity This Coach session will help you set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
Emergency Funds
Financial Wellness Assessment
50/30/20 Rule
Income and Expenses
Using Credit
College Budget Breakdown
14 Ways to Cut Household Expenses
Handling High Inflation
Preparing for a recession
Create a budget
Saving with a Purpose
Trim your Budget
Life Changes
As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. Losing a job can leave you unsure of the next steps. But there are ways to save money and mitigate damage while you look for a new job. When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. Each has its own benefits and drawbacks, so deciding what’s right for you will depend on your situation and preferences. Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Thinking about buying a place to call home? Then it’s time to think through the home buying process. It can be tempting to start by cruising through your dream neighborhood or checking out house plans, but the most realistic place to start is with the costs. In today’s uber-connected online world, the risk of identity theft is hard to avoid. But there are ways to minimize identity theft risks and stay ahead of scammers and thieves who want your personal information. Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. From social media to online shopping, we rely on technology to communicate, learn, start a business, and—the biggest reason yet—to entertain ourselves. But with the convenience of technology, comes responsibility. If you’ve got student loan debt, you’re not alone. Paying back your balance—no matter the amount—can feel overwhelming. Focus first on finding a repayment path that works for you. Whether it’s sudden illness, short term illness, long term illness, or caring for someone you love, you’ll be more prepared to deal with the financial impacts with this quick guide and the resources it holds. Social Security continues to be a main retirement vehicle for many Americans. Although best known for its retirement benefits, Social Security also provides life and disability insurance, and processes applications for Medicare. Less than half of Americans have a will that details how they would like their money and estate handled after their death, giving new meaning to the idiom “against their will.” 5 minute activity This Coach session will help you set a goal for reducing your budget each month, then evaluate your expenses and create new goals. 7 minute activity This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford. It will also explain the main factors that affect mortgage costs.Emergency Funds
Financial Wellness Assessment
Out of Work?
Leaving a Job with a 401(K)
Refinancing Loans
Buying a Home
Preventing Identity Theft
College Budget Breakdown
11 Important Skills that Every Digital Citizen Should Possess
Repaying Student Loans
Sick and Can’t Work—You’ve Got Options
Social Security Basics
Wills
Trim your Budget
What mortgage can I afford?
Saving
As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best choices for our financial future. 5 minute activity You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. 3 minute activity This Coach session will help you set concrete savings goals and show you how much you need to save every month to reach them. 5 minute activity This Coach session will help you set a goal for reducing your budget each month, then evaluate your expenses and create new goals. A health savings account (HSA) is a savings account where pre-tax money is deducted from your paycheck and pooled for medical expensesEmergency Funds
Financial Wellness Assessment
14 Ways to Cut Household Expenses
Handling High Inflation
Create a budget
Saving with a Purpose
Trim your Budget
Health Savings Account
Retirement
Social Security continues to be a main retirement vehicle for many Americans. Although best known for its retirement benefits, Social Security also provides life and disability insurance, and processes applications for Medicare. Less than half of Americans have a will that details how they would like their money and estate handled after their death, giving new meaning to the idiom “against their will.”Social Security Basics
Wills
Insurance
Whether it’s sudden illness, short term illness, long term illness, or caring for someone you love, you’ll be more prepared to deal with the financial impacts with this quick guide and the resources it holds. A health savings account (HSA) is a savings account where pre-tax money is deducted from your paycheck and pooled for medical expensesSick and Can’t Work—You’ve Got Options
Health Savings Account