We can do the saving for you.
The Change It Up™ program turns your small change into big savings.
Change It Up™ is a game-changer if you want to get better at saving. All your M1 debit card purchases are rounded up to the next dollar and that change is put into your savings automatically. Saving has never been so easy.
It's easy to set up and you'll save automatically anytime you shop.
How it works
Enroll
Enroll in the Change It Up™ program by sending us a message, calling us at 855.835.6328, or by stopping in your nearest branch.
Shop
Each purchase you make with your M1 Debit Card will round up to the nearest dollar.
Save
Your spare change will automatically transfer at the end of every day from your checking account into the savings account you chose. Easy peasy!
Most Members First consumer checking accounts are eligible for Change It Up. The rounded-up funds will be transferred to the specified Share Account. All signature and PIN-based debit card transactions are eligible, excluding ATM transactions. Change It Up funds will be posted to your account at the end of the day. If the funds are not available, the transfer will not occur. Your account(s) must be in good standing to be eligible for the Change It Up Program. Health Savings Accounts (HSA), IRAs, and commercial accounts are excluded from participating in this program.