Whatever Loan

Small-Dollar Support—Now On Your Time

The Whatever Loan has been a trusted option for our members—providing access to funds when they need it most.

As we continue to invest in technology to better serve you, we’ve introduced Quick Cash—a new loan option that gives you access to funds 24/7 through online and mobile banking.

The Whatever Loan will continue to be available through September 12, 2026, giving you flexibility as you explore what works best for your needs. At this time, the Whatever Loan is not available to apply for online.

If you’re interested in Quick Cash but would like support getting started, our team is here to help. And if you prefer a more personal approach, you can always connect with us in branch or over the phone—we’ll walk through your options together and find the best fit for you.

Whatever's next starts here.

Borrow up to $1,000* – no minimum credit score required.

We have a convenient loan solution to help assist with unexpected expenses, vacations, or holiday spending. 

Quick Cash is now available in Online & Mobile Banking—our Whatever Loan is currently not available to apply for online.

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*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive a Whatever Loan, you must not have caused MFCU a loss, must not currently have outstanding payments on a separate Whatever Loan, must be at your place of employment for at least 6 months, have net direct deposit in your checking account at Members First Credit Union before funds will be disbursed, and be eligible for membership. Members with a Thrive Checking account are not eligible for Whatever Loan consideration. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $96.62 and an annual percentage rate of 22.249% APR. Insurance not required. Additional restrictions may apply.

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. Submit a complaint of discrimination by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, or email crcomplaints@treasury.gov.

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