Need cash fast? We've got you covered.
Borrow up to $1,000* – no minimum credit score required.
We have a quick, convenient loan solution to help assist with unexpected expenses, vacations, or holiday spending.
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$1,000 Loan*
A loan that you can use on anything and everything.
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No minimum credit score
We are here to help, not to judge.
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Easy to apply
Make an appointment or apply below!
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Available year-round
No need to wait for a start date!
Apply and experience the freedom to use the funds on anything and everything you’d like.
*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive a Whatever Loan, you must not have caused MFCU a loss, must not currently have outstanding payments on a separate Whatever Loan, must be at your place of employment for at least 6 months, have net direct deposit in your checking account at Members First Credit Union before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $96.62 and an annual percentage rate of 22.249% APR. Insurance not required. Additional restrictions may apply. An appointment is required to apply for the Whatever Loan.
To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220 or send an e-mail to: crcomplaints@treasury.gov.