Business Lending

Business Visa

Make managing expenses simple. With no annual fees or balance transfer fees, a Business Visa is a great choice for your business expenses. Plus, you can earn Rewards with a Business Visa.

Apply Now

Business Real Estate Loan

Whether you are buying an existing property or building your own, we offer commercial real estate loans for a variety of commercial properties including residential rentals, office buildings, industrial properties, apartment houses, warehouse properties, and retail properties.

Make Appointment

Equipment and Vehicle Loan

Whether a truck for hauling or a commercial oven for baking, our loans offer low rates and flexible terms so you can purchase the tools and materials you need to grow your business.

Apply Now

Secured Lines of Credit

Our secured lines of credit provide the flexibility and peace of mind you need to manage your business operations seamlessly.

Apply Now

Refinancing

If you are looking to refinance your current loan, we can provide you with a comparison and possibly save you money!

Apply Now

Sole Proprietorship

• Certificate of Assumed Name - Doing Business As (DBA) Papers, if applicable
• Proof of Federal Tax ID number in the business name, if applicable
• Photo ID of all authorized users on the account
• Last three years of personal tax returns

Corporation

• Articles of Incorporation
• Be in good standing with State of Michigan
• Corporate Bylaws
• Proof of Federal Tax ID number in the business name
• Photo ID of all authorized users on the account
• Last three years of personal and business tax returns
• Letter of Intent

Limited Liability Company

• Articles of Organization
• Be in good standing with State of Michigan
• Proof of Federal Tax ID number in the business name
• Photo ID of all authorized users on the account
• Last three years of personal and business tax returns
• Operating Agreement (if not a single owner LLC)

Organization, Associations and Non-Profits

• Copy of Bylaws or Charter
• Proof of Federal Tax ID number in the business name
• Photo ID of all authorized users on the account
• Last three years of business tax returns
• Meeting Minutes

Partnership

• Certificate of Co-partnership - Doing Business As (DBA) Papers, if applicable
• Proof of Federal Tax ID number in the business name
• Partnership Agreement
• Photo ID of all authorized users on the account
• Last three years of personal and business tax returns