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Members First Investment Services

At Members First Investment Services, our goal is to make a difference --- for you, your family and your future.

Members First Investment ServicesYour Unique Investment Plan.

Whether you are saving for college, working toward retirement or building a legacy for you and your family, a knowledgeable Members First Investment Services consultant can work with you to develop an investment plan aligned with your needs and goals.

 

Ongoing Support and Oversight

It takes time and careful consideration to develop and maintain an investment plan. A successful plan requires monitoring and rebalancing of investments, keeping track of paperwork and staying abreast of constantly changing regulations. It also means reviewing your strategy to accommodate changing priorities and goals to work toward staying on track.

Client-Focused Wealth Management

Members First Investment Services focuses on you and the unique set of financial circumstances you and your family face. Getting to know you and understanding your personal needs allows us to create a customized wealth management strategy aligned with your short-term and long-term objectives. By building a lasting, personal relationship with you, we’re able to help you anticipate needs and plan for the future.

Strategies for Your Wealth Management Needs

We help you create a personalized financial strategy based on your lifestyle goals. Using our discovery process, we work with you to build an appropriate plan that supports your objectives, then monitor it.

With access to a wide range of financial products and services, your Members First Investment Services consultant will work with you to build a diversified portfolio of investments to manage potential returns and risk.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Investment products and services

Your Members First Investment Services consultant can assist you with the following products and services:

Products:

  • Brokered CDs
  • Exchange-traded funds
  • Fixed and variable annuities
  • Insurance
  • Mutual funds

 

Financial services:

  • Asset allocation
  • Business planning
  • Retirement planning
  • College Savings and Education planning
  • Estate planning
  • Investment planning
  • Small business strategies
  • Tax strategies
  • Gifting strategies

Working Together

To help you plan your financial future, Members First Investment Services has developed a relationship with LPL Financial. Members First Investment Services consultants are positioned to offer you practical and personalized guidance, and access to a full range of financial options. With your Members First Investment Services consultant at your side, you will enjoy the confidence that comes from working with a knowledgeable professional.

Your Members First Investment Services consultants, Michael J. Johnson and Tammy Claramunt-Kibbe, are here to help you plan for tomorrow…today.

Schedule an appointment

Michael J. Johnson by emailing michael.j.johnson@lpl.com

Tammy Claramunt-Kibbe by emailing tammy.claramuntkibbe@lpl.com

 

Choosing the right financial partner

LPL Financial strives to set itself apart through a number of notable business characteristics:

  • A business model different from traditional investment banking firms, with no inventory of investment products, so the firm’s liquidity is not directly tied to security values.
  • Because LPL has no proprietary products, you can have complete confidence that investment guidance and recommendations are made with consideration.
  • Respected, independent research assures that your financial consultant will always have access to the latest insights and information.
  • Innovative technology and ongoing training, provide LPL Financial consultants with the tools and experience to help you pursue your goals.

 

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Members First Credit Union and Members First Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Members First Investment Services, and may also be employees of Members First Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Members First Credit Union or Members First Investment Services. Securities and insurance offered through LPL or its affiliates are:

Compliance Chart

Members First Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or for more detailed information.

LPL Financial Form CRS.

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