Checking Accounts

Open a checking account that works for you.

Options custom made for a custom fit.

We have a variety of checking account options with different perks, access to 30,000 surcharge-free ATMs, and a team fully prepared to help you find your perfect fit. To become a member and open a checking account, all you need is $30* and at least one form of ID.

Our checking accounts include:

Online & Mobile Banking
Mobile Check Deposit on the Mobile App
24/7 Card Management

Instant issue debit card
Automatic transfers
Free starter checks when account is opened

*$30 is for $5 minimum deposit to open savings account and $25 minimum deposit to open checking account.

Not a member?

Stop in your nearest branch, call us at 855.835.6328 or schedule an appointment. Learn more about becoming a member or get started.

Checking Account Options

Simply Free Checking

Live and bank freely (literally). This is a completely free checking account with no monthly balance requirements and no monthly service charges.

eChecking

With eChecking, you get the electronic convenience you deserve and the freedom that you’re looking for while earning interest on daily balances of $1,000 or more. eChecking is the way to go if you use a debit card more than 5 times a month and participate in direct deposit.

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Fresh Start Checking

If you’ve been denied at other financial institutions, this may be the option for you. This account will give you freedom from the endless cycle of check cashing, prepaid debit cards, and payday lending.

Premier Checking

You work hard for your money, let us reward you for it.

Take advantage of rate discounts of .10% on eligible loans
Earn interest on average daily balances of $1,000 or more within a tiered structure

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Advantage 60 Checking

If you are 60 years or better, this option is for you! Take advantage of all of the great benefits you have earned including earning interest on daily balances of $1,000 or more.

One free box of checks per year
10% discount on a safe deposit box rental at branches where they are available

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Youth Checking

Available to our youth members ages 13-17.

Includes an instant issue debit card
Great for depositing allowance, birthday money, and paychecks

Card Management

Create purchase limits and alerts, set location controls, lock your card, and more.

Learn More

Mobile Wallet

Paying is painless and contactless with Apple Pay® and Google Pay™ compatibility.

Learn More

Order checks

Running low on checks? Let’s get you restocked.

Order Now

We can do the saving for you.

Our Change It Up™ program is a game-changer if you want to get better at saving. All your M1 debit card purchases are rounded up to the next dollar and that change is put into your savings automatically. Saving has never been so easy.

Learn More

Direct Deposit

Direct deposit of the full amount of your income qualifies you for a .50% rate discount on eligible loan rates.

Change PIN or Activate Card

Give us a call at 800.290.7893 if you are in the U.S. or 206.624.7998 for international calls.

Report Lost or Stolen Card

Please call 888.297.3416 or contact the credit union at 855.835.6328 during normal business hours.

Accepted Forms of ID

Acceptable Forms of Primary ID (required)
Driver’s License
State ID Card
US Passport
Foreign (Alien) Passport
US Common Access Card, including Military ID
Permanent Resident Card
Alien Registration Card
Employment Authorization Card
Tribal ID Card
Other Government issued ID with a picture

Acceptable Forms of Secondary ID (may not be required)
Original Social Security Card
Firearm License or Permit
Voter Registration Card
Insurance Card
Employee ID
Credit or Debit Card
Unexpired Student ID (18 & Over)
Welfare ID
Paystub

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