Need a new ride?
Whether you choose to buy a new or used car, or even if you’re considering refinancing an existing auto loan, you deserve a great rate.
- 100% financing including taxes, title and other fees
- No application fee
- Short and long term lengths available
Even if you don’t believe your credit is strong, talk to us. Our loan officers will do their very best to help you get into the vehicle you need.
Auto Loan Rates Apply Now Make Appointment
Two options for new & used auto financing
Work directly with us
Get pre-approved so you are confident knowing your budget before you shop.
Request our financing from the dealership
We work closely with many dealerships throughout Michigan. Make sure to tell them you are a member at Members First Credit Union.
| Terms | APR as low as* | Payment per $1,000 |
|---|---|---|
| Up to 48 Months | 6.24% | $23.60 |
| Up to 60 Months | 6.24% | $23.60 |
| 72 Months & No Payments for 90 Days** | 5.99% | $16.57 |
| Up to 84 Months*** | 7.49% | $15.34 |
| *APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. All rates are subject to change. **Payment Example: $20,000 at 5.99% APR for 72 months equals $331.45 per month. Some restrictions apply. The original loan termination date will be extended 90 days. Interest will accrue on the balance of the loan during the 90 days, and may cause an increased final payment. Offer not valid on existing Members First loans. ***A minimum loan amount of $25,000 required. | ||
| Auto Payment Calculator | ||
Ready to get pre-approved for an auto loan?
Apply now or contact us with questions.
What would my auto loan payment be?
The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you money. You can also use this calculator to see the impact of putting a bit more money toward your loan each month.
Enter the price of your vehicle and adjust the sliders to match the details of your loan.
Disclaimer: While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today. Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
The above disclaimer pertains to Members First Credit Union and all Members First’s partners.
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