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Checking Accounts

Open a checking account that works for you.

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Find the Checking Account That Fits You.

Explore checking options designed to fit the way you manage your money. Getting started is easier than you'd think — all it takes is $30* and, in most cases, one form of ID to open both a savings and a checking account. View Options 

No matter which checking account you choose, you'll always get:

  • Access to 30,000 surcharge-free ATMs — find one just about anywhere you go
  • Online and mobile banking — check your balance, move money, and manage your account from anywhere
  • Mobile check deposit — snap a photo of your check and deposit it straight from your phone
  • Instant-issue debit card — walk out with a card in hand the same day you open your account
  • 24/7 card management — set purchase limits, location controls, lock your card, and get alerts so you're always in the driver's seat
  • Free starter checks — because sometimes old-school is the right call

Advantage 60 Checking

If you are 60 years or better, this option is for you! Take advantage of all of the great benefits you have earned including earning interest on daily balances of $1,000 or more.

  • One free box of checks per year

View Rates

Fresh Start Checking

If you’ve been denied at other financial institutions, this may be the option for you. This account will give you freedom from the endless cycle of check cashing, prepaid debit cards, and payday lending.

Youth Checking

Available to our youth members ages 13-17.

  • Includes an instant issue debit card
  • Great for depositing allowance, birthday money, and paychecks

*$30 is for $5 minimum deposit to open savings account and $25 minimum deposit to open checking account.

 

Ready to get more from your everyday banking? 

Earn more on your balance or get cash back on everyday purchases with our Rewards and Cash Back Checking accounts. Learn More 

We can do the saving for you.

Our Change It Up™ program is a game-changer if you want to get better at saving. All your M1 debit card purchases are rounded up to the next dollar and that change is put into your savings automatically. Saving has never been so easy.

Learn More

Card Management

Create purchase limits and alerts, set location controls, lock your card, and more. 

Learn More 

Mobile Wallet

Paying is painless and contactless with Apple Pay® and Google Wallet™ compatibility.

Learn More 

Order Checks

Running low on checks? Let’s get you restocked.

Order Now 

Not a member?

Stop in your nearest branch, call us at 855.835.6328 or schedule an appointment. Learn more about becoming a member or get started.

Direct Deposit with Early Pay

Fast-forward time and get paid sooner.

With Early Pay, you could get your payroll, social security, disability, pension, and tax returns even earlier. Set up your direct deposit with your employer or a government agency and leave the rest to us.

Set up Direct Deposit 

Learn More

Change PIN or Activate Card

Give us a call at 800.290.7893 if you are in the U.S. or 206.624.7998 for international calls.

Report Lost or Stolen Card

Please call 888.297.3416 or contact the credit union at 855.835.6328 during normal business hours.

 

Accepted Forms of ID

Acceptable Forms of Primary ID (required)
  • Driver’s License
  • State ID Card
  • US Passport
  • Foreign (Alien) Passport
  • US Common Access Card, including Military ID
  • Permanent Resident Card
  • Alien Registration Card
  • Employment Authorization Card
  • Tribal ID Card
  • Other Government issued ID with a picture
Acceptable Forms of Secondary ID (may not be required)
  • Original Social Security Card
  • Firearm License or Permit
  • Voter Registration Card
  • Insurance Card
  • Employee ID
  • Credit or Debit Card
  • Unexpired Student ID (18 & Over)
  • Welfare ID
  • Paystub

 

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