Having a credit card and using it to build credit and to rack up rewards like cash back and travel bonuses can be a wonderful thing. When we don’t pay our credit cards off in full every month and end up carrying a balance from month-to-month — the debt can add up in a hurry.

Members First has been selected as a recipient of the Community Enrichment Grant from the Michigan Credit Union Foundation (MCUF). This $4,000 grant will allow the credit union to further enhance its commitment to financial education and community enrichment.

Take a look at the types of financial planners, how they can help you, and how to find the right one for you. 

Here’s a look at the biggest differences between Health Savings Accounts (HSAs) and health care Flexible Spending Accounts (FSAs) and which may work best for you.

Here are the most important things for first-time buyers to keep in mind when ready to buy their first home. 

You know you should have a retirement savings plan, like a 401(k) or IRA, but what do you do with the money once you’ve contributed it to your plan, or put it into your account?

Few people can pay for a car in cash. Even fewer understand that you should shop for financing as hard (if not harder) than you shop for the car itself. Here’s what to focus on when you’re buying your first (or even your fourth) car.

With college costs soaring, it’s easy for young adults to graduate without understanding exactly how much they’ve borrowed or what their projected loan payments might be. Here are some things to consider when it comes to paying for college costs.

In the market for a new home? Here’s what you need to know about mortgages and how they work.

Emergency funds exist to support us during challenging times. How much money is enough, and where should you keep your emergency funds?